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Important facts about life insurance

A little bit of education can go a long way in understanding how life insurance protects you, your budget and your family. Whether you're just getting started in life or looking to transfer your legacy to the next generation, we can help you with the articles in this section.
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Life Insurance Basics

The life insurance application process

This article discusses the four steps of Protective's life insurance application process, from filling out the application online to the underwriting review.

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Life Insurance Basics

Using your life insurance benefits while still alive


Many life insurance policies offer options allowing you to access benefits while living with conditions such as a terminal illness.

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Life Insurance Basics

What to know about guaranteed insurability


Should I consider a guaranteed insurability rider on my life insurance policy?

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Life Insurance Basics

What you need to know about insurable interest


In order to purchase a life insurance policy on another person, a beneficiary-owner (a person, trust, or business) has to prove an insurable interest or financial dependency in the insured person.

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Life Insurance Basics

What you need to know before terminating or replacing your life insurance policies

There are a few important things you should consider before terminating or replacing your life insurance policy. Temporarily saving money may not be in your best interest in the long run.

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