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Important facts about life insurance

A little bit of education can go a long way in understanding how life insurance protects you, your budget and your family. Whether you're just getting started in life or looking to transfer your legacy to the next generation, we can help you with the articles in this section.
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Young man at work and browsing his smartphone trying to understand what will happen with his life insurance exam.
Life Insurance Basics

Get a better understanding of your medical exam

Some life insurance plans require a medical exam when you apply. This article explains what to expect with your exam and what comes next.

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Life Insurance Basics

How long does life insurance take to pay out?

Life insurance companies work hard to ensure your benefits are paid in a quick and timely matter.

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Man on phone by window wondering whether someone could purchase life insurance on him without his knowledge.
Life Insurance Basics

Insurable interest is a safeguard against fraud

Safeguards like insurable interest are designed to prevent the purchase of a life insurance policy on the life of someone with no relation or connection to the buyer.

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A group of young adults smiling while discussing information about life insurance.
Life Insurance Basics

Know what these terms mean before applying for any type of life insurance coverage


Insurance policy language can be a bit challenging, but it's important to understand a few policy definitions. Learn these terms and be prepared to begin the policy application process.

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Life Insurance Basics

Life insurance and long-term disability

There are life insurance policy riders which can be included within a policy that may be able to help in certain events where you become very ill or disabled.

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 Hands on a laptop keyboard researching what the definition of the various roles in a life insurance policy are.
Life Insurance Basics

Life insurance basics part 2: Life insurance roles

This article discusses the key roles involved in a life insurance policy - the insured, the beneficiary, and the policy owner.

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Life Insurance Basics

Life insurance proceeds

There are ways to specify how you want beneficiaries to inherit life insurance proceeds - per stirpes or per capita.

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