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Important facts about life insurance

A little bit of education can go a long way in understanding how life insurance protects you, your budget and your family. Whether you're just getting started in life or looking to transfer your legacy to the next generation, we can help you with the articles in this section.
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A man discussing the options of tapping into his permanent life insurance policy with his financial advisor.
Life Insurance Basics

Can you cash out a life insurance policy?

You can take out a loan against the cash value of your permanent life insurance policy, but there are important things you need to know, like loan repayment, before doing so.

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 Successful family in park exploring whether they now need multiple life insurance policies
Life Insurance Basics

Can you have multiple life insurance policies?

Your needs may grow and change with life, leaving you with the need for more life insurance to protect your loved ones.

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Mother, father and daughter laughing together at home.
Life Insurance Basics

Common life insurance questions for different stages in life


As you travel through various stages of life, your needs change. These changes can ultimately affect your life insurance needs. Review your current stage and ensure you have the right coverage in place.

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Young woman speaking with a life insurance agent over the phone to discuss her life insurance coverage options.
Life Insurance Basics

Considerations for buying life insurance: What first time life insurance shoppers need to know

Shopping for life insurance can become an overwhelming task. The good news is once you have mastered a few basics and follow a few considerations, the process becomes much less complicated. Read on to learn about 5 considerations for buying life insurance, especially if it's your first time.

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 Two daughters and father browsing tablet while father worries he can’t get life insurance with a pre-existing condition
Life Insurance Basics

Considerations for finding affordable life insurance with a pre-existing condition


If you have a pre-existing condition and want to purchase life insurance, you may still be able to obtain coverage.

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Life insurance agent working with african-american woman to determine if a fast, no exam insurance policy is her best option
Life Insurance Basics

Fast, no exam life insurance - does it exist?


Purchasing a life insurance policy can take a long time between quote and underwriting. But there are products that streamline the process.

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Life Insurance Basics

Frequently asked questions about life insurance

The questions and answers in this article are designed to help you with some of the basic questions asked by many people when trying to understand life insurance.

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