Life insurance policy types

Policy types

Before you start shopping for life insurance, read this section to get to know the unique features and benefits that come with each type of policy

Latest in

Policy Types

What is survivorship life insurance?

Survivorship life insurance, also known as second-to-die life insurance, covers two individuals under a single policy and is designed to help pass money to loved ones, a business partner or charity.

Young couple looking happy to be together.

Policy Types

Guaranteed issue life insurance

This article gives quick facts about guaranteed issue life insurance, a policy you are guaranteed to be approved for, and discusses the advantages and disadvantages to this type of policy.

Young woman in glasses smiling, researching something on her computer.

Policy Types

Disability insurance questions

Statistics show a fair rate of those in the workforce will likely suffer a disability, yet few have insurance.

Woman sitting on couch with elderly mother and using a tablet.

Policy Types

What's the best life insurance for seniors?

While life insurance is available to people of all ages, the policy you choose will depend on your circumstances and how old you are.

Happy family celebrates with food and drinks outside their RV

Policy Types

Get smarter about your RV insurance

RV insurance is a specialized policy that varies from auto insurance in that it has higher liability limits, coverage for when it's used as a residence, and special equipment coverage.

Older couple running in park; they may be candidates for life insurance that covers a funeral or burial expenses.

Policy Types

Funeral planning checklist and burial expenses

Planning for your funeral ahead of time can help decrease the burden on those left behind.

Young family with mom, dad and two kids sitting out the couch reading and laughing together.

Policy Types