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Policy types

Before you start shopping for life insurance, read this section to get to know the unique features and benefits that come with each type of policy 
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Concerned woman looking as though she may face uncertainties and may need critical illness or disability insurance.
Policy Types

Critical illness and disability insurance differences

In the event of a serious accident or illness, are you prepared to protect your assets and income? Critical illness and disability insurance offer protection but in different ways. Find out the differences.

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A financial advisor working with their client to choose the best type of life insurance for their needs.
Policy Types

Different life insurance policy types explained

Read this informative article on the differences between whole, universal and term life insurance policies and how some life insurance options can earn cash value.

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Millennial woman browsing her smartphone on the steps of a building.
Policy Types

How Gen Z can benefit from paying whole life insurance rates

When you're young it may be tempting to opt for the least expensive life insurance offerings. But when you consider ideas like coverage that can last for a lifetime, you may want to take a closer look.

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Woman looking pensive and reflecting about difficult financial decisions.
Policy Types

How much is life insurance after you get a DUI or DWI?

A DUI or DWI may have an impact on life insurance options. Multiple infractions can be considered behavioral risk factors, making a policy more expensive.

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Father and daughter dancing at home, thankful that the father bought child life insurance.
Policy Types

Learn your options for child life insurance at Protective

If you are investigating child life insurance, these articles will help provide information on everything from why it may be a good idea to simple ways to get the coverage you want.

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An older gentleman who smokes but is able to get life insurance.
Policy Types

Life insurance for smokers: What's the cost?

If you are a smoker, having some life insurance is better than having none. This article discusses preferred smoker rates, when you are considered a nonsmoker, and the importance of full disclosure.

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Older couple laughing in kitchen.
Policy Types

Life insurance over 50

If you are over the age of 50, getting life insurance is still possible. As you age, premiums for new policies may be higher and your options may be more limited, but don't rule out insurance at a later age.

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