For example, when a person applies for life insurance we may ask for permission to get information from

• Insurance support organizations such as the Medical Information Bureau
• Consumer reporting agencies

The information we may have includes:

Identifying information such as:

• Name
• Address
• Telephone Information
• Demographic Data

Financial information such as:

• Credit History
• Income
• Assets
• Other Insurance Products

Health information such as:

• Medical history
• Other factors affecting insurability

Such as

• Processing applications, claims, and transactions
• Servicing your business
• Offering you other products and services

For example, we may share information with others who:

• Print our customer statements
• Help us underwrite life insurance applications
• Help us process claims
• Conduct surveys, analyze information, or help us market our own products to you

Unless you elect to restrict information sharing, our affiliates (including those listed below) may use the information we share with them to market to you. We may also share information with other companies so that we can jointly market a product or service to you.

You can restrict information sharing by calling us toll-free at 1-855-907-6137. Even if you don’t restrict information sharing, your information will not be sold to third parties for marketing purposes.

We will not share information with anyone else unless we have your permission, or we are allowed or required by law to disclose it.

We maintain physical, electronic and procedural safeguards to protect it. Access to customer information is limited to people who need access to it in order to do their jobs.

We require that our service providers limit their use of the information we share and keep it confidential.

We have the right to change our Privacy Policy. If we make a material change to our Privacy Policy, we will notify you before we put it into effect.