Policy types
Weighing the pros and cons of no medical exam
This article discusses the advantages (no exam, lab work or lengthy application process) and disadvantages (premium cost) of a no medical exam life insurance policy.
What are the benefits of a whole life policy?
For those who need a long-term, permanent type of coverage, whole life may be a good option. Read this article to learn more about some of the major benefits of whole life, such as the cash value element.
What is an AD&D life insurance policy rider?
This article covers the specifics of an AD&D life insurance policy rider, such as what it is, how it works, how it can be purchased, and why you might consider buying one.
What is mortgage life insurance?
There are life insurance options that are designed for home mortgage protection should you or your spouse pass away prematurely or become permanently disabled.
What is return of premium life insurance?
This article discusses the pros and cons of Return of Premium Insurance, a type of term insurance that refunds all of your premiums at the end of the policy period if you are still alive.
What is supplemental life insurance?
Protective explains what employee supplemental life insurance is and how it can be a good way to take advantage of additional protection for your family.
What is term life insurance used for?
Term life is very popular. If shopping for insurance, do you understand the features of term life or how it differs from other types of insurance? Read on for details.