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Father, mother and daughter laughing symbolizing a time of life when learning about life insurance is important.

How long do you need coverage?

Less than 10 Years

Between 10 and 30 Years

My Entire Life

Do you want to build cash value (at potentially higher premiums) or keep your premiums low (with potentially less cash value)?

Affordability is my primary concern

I’m interested in a policy that builds cash value

Are you willing to accept higher market risk in exchange for potentially higher cash value in your policy?

Yes, I would accept higher risk

Some risk is okay

No, I want a guaranteed minimum interest rate

Find your match

Based on your answers, you may need:

check_circleProtective Classic Choice Term

10 to 30 year coverage options
Designed for affordability

Consider Protective® Classic Choice Term:
With a Protective Classic Choice Term life insurance policy, you get the benefits of affordability and level premiums you need today with options for the future.

Call 1-844-733-5433

Based on your answers, you may need:

check_circleProtective Classic Choice Term

Lifetime coverage
10 to 30 year coverage options
Designed for affordability

Consider Protective® Classic Choice Term:
With a Protective Classic Choice Term life insurance policy, you get the benefits of affordability and level premiums you need today with options for the future.

Call 1-844-733-5433

Based on your answers, you may need:

check_circleVariable Universal Life

Lifetime coverage
Cash value
Flexible payments

Learn more about Traditional Universal Life
We can help you find a policy that meets your needs for cash accumulation at a specific rate and permanent coverage.

For current rates, call 1-844-733-5433

Based on your answers, you may need:

check_circleIndexed Universal Life

Lifetime coverage
Cash value
Potential cash value growth beyond fixed interest
Flexible payments

Learn more about Indexed Universal Life
We can help you understand if an Indexed UL policy is right for your needs.

Call 1-844-733-5433

Based on your answers, you may need:

check_circleTraditional Universal Life

Lifetime coverage
Cash value
Potential cash value growth beyond fixed interest
Ability to select from specific funds
Flexible payments

Find the right Variable UL policy for you
Protective offers several Variable UL products. Let us help you find a policy that meets your needs.

Call 1-844-733-5433

Determining the Right Amount of Life Insurance

This article points out key questions to consider when trying to determine how much life insurance you need and provides a needs analysis calculator to assist.

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