Learning Center articles may describe services and financial products not offered by Protective Life. Descriptions of financial products contained in Learning Center articles are not intended to represent those offered by Protective Life.

All Learning Center articles are general summaries that can be used when considering your financial future at various life stages. The information presented is for educational purposes and is meant to supplement other information specific to your situation. It is not intended as investment advice and does not necessarily represent the opinion of Protective Life or its subsidiaries.

Neither Protective Life nor its representatives offer legal or tax advice. We encourage you to consult with your financial adviser and legal or tax adviser regarding your individual situations before making investment, social security, retirement planning, and tax‐related decisions. For information about Protective Life and its products and services, visit www.protective.com.

Protective® Classic Choice Term (ICC16-TL21 / TL-21) is a term life insurance policy issued by Protective Life Insurance Company, Brentwood, TN. Premiums increase annually after the initial guaranteed premium period. Not available in New York. Policy form numbers, product features and availability may vary by state. Consult policy for benefits, riders, limitations, and exclusions. There are no cash values. Up to a two-year contestable and suicide period. Benefits adjusted for misstatements of age or sex. In Montana, unisex rates apply. Any quote that is present is only an estimate and the actual premium and rate class will be determined after the underwriting process is completed. Neither Protective Life nor its representatives offer legal or tax advice. You should consult your attorney or tax advisor regarding your individual situation. The Company cannot increase the premium scale. All payments and all guarantees are subject to the claims paying ability of Protective Life Insurance Company. Crump Life Insurance Services, Inc., and its affiliates do not issue, underwrite insurance or pay claims under PLICO policies. Insurance is underwritten by PLICO.

Agent/Producer Compensation Disclosure: Agents/Producers receive compensation from an insurer or third party, which may differ depending upon the product or insurer. Additional compensation may be received by the Agent/Producer based on other factors including premium volume placed with the company and loss or claim experience.

Crump Life Insurance Services, Inc. a licensed insurance agency, is licensed to sell Protective Life products and may receive compensation from Protective. Crump Life Insurance Services, Inc. and its affiliates do not guarantee the services of any insurance Company. Protective Life and Crump Life Insurance Services, Inc. are separate independent entities and are not responsible for the financial condition, business, or legal obligations of the other. The California license number for PLICO is 07726.

Truist Life Insurance Services, a division of Crump Life Insurance Services, Inc., AR license #100103477, a wholly-owned subsidiary of Truist Insurance Holdings, Inc. Truist Insurance Holdings, Inc. is a wholly owned subsidiary of Branch Banking and Trust Company.

© 2020, Truist Financial Corporation. Truist, BB&T and the BB&T logo are service marks of Truist Financial Corporation. Member FDIC.

Protective is a registered trademark and Classic Choice is a trademark of Protective Life Insurance Company.

Insurance products are:
NOT FDIC INSURED • NOT BANK GUARANTEED • NOT A DEPOSIT • NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY

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