Annuities

0 Fin Prof Annuities Small

The Protective family of companies provides insightful annuity products designed to protect customers from risk and help them achieve long-term financial goals. With enhanced income features, low fees and expanded investment options, our tools and expertise give you the resources necessary to maintain a competitive advantage by customizing retirement income solutions to meet each client’s individual needs.

Fixed Annuities

Our flexible, tax-deferrable Fixed Annuities offer clients a low-risk option for retirement income planning.

Single and flexible premiums
Variety of interest rate guaranteed periods and flexible payout options
Payment allocation among multiple guaranteed periods
Interest rate enhancements and purchase payment bonuses
Guaranteed return of premiums
Terminal illness, nursing home, and unemployment surrender charge waivers
Laddering to allow a portion of purchase payments to mature each year within a single contract

Variable Annuities

We provide customizable, competitive Variable Annuities to meet a broad range of clients’ retirement and investment planning needs.

50+ investment options from some of the world’s foremost and respected fund companies
Model portfolios designed by the experts
Variety of cost structures and surrender charge schedules
Unique death benefit fee option
Annuitization benefit
Optional protected lifetime income benefits providing for withdrawals lasting a lifetime

Single Premium Immediate Annuities

Simple and secure - our Single Premium Immediate Annuities offer many advantages, such as flexibility, potentially high returns, and preferred tax treatment.

Converts assets to a reliable stream of annuity income payments
Flexible payout options
Optional annually compounding annuity income payment increases